By: Mark and Carol Fairall

The Arizona lawmakers are considering passing HB 2525 which would ban photo-enforcement cameras throughout Arizona. HB 2525 just passed the Arizona House of Representatives with a close vote of 32-28 to eliminate all photo-radar cameras in Arizona. It is being reported that there is momentum building at the Arizona Capitol to pass HB 2525 and banish photo radar.

Now the bill goes to the Arizona Senate for a vote. Arizona Representative Grantham calls the photo-enforcement cameras a modern “tyranny” and a “police state tactic.” Grantham told his fellow lawmakers that the automated traffic enforcement violated basic constitutional protections ensuring people face their accusers. He and other lawmakers said the cameras were little more than a naked attempt for cities to squeeze revenue.

We wrote a heavily documented report in October 2013 about how we failed to receive justice. We were victims of road-rage with a car bouncing off our car’s rear bumper and sped up to protect ourselves. The judge failed to follow the self-protection law, Castle Law SB 1469, and refused to look at the picture of the road-rage we experienced. The interim city judge, B. Monte Morgan, was more interested in meeting his photo-radar revenue goals and not be fired like the last city judge, James Mapp, who failed to produce the “big bucks” for El Mirage. Our Redflex report was our most read internet report that received many compliments for its extensive details and heavy documentation. We documented the injustice online at:

Representative Grantham is reporting that more citizens are becoming concerned about the Constitutionality of the highway photo radar system. Grantham is concerned about the fraud problems of Redflex bribery which has resulted in jails terms for former company executives and a Chicago official. The lawmaker is stating that the public has increased awareness of the photo radar fraud problems. He is worried about the corrupt relationship between city leaders and the photo radar vendors. The solution Representative Grantham states is to ban the photo radar camera before that happens in Arizona like it already has happened in other many other states.

Some Arizona municipalities are paying big money for studies to justify keeping the photo radar cameras. Grantham is suspect of those statistics because the municipalities have a vested interest in their self-studies. Scottsdale reported that 42,290 photo radar tickets were issued last year costing drivers over $3 million and nearly half of that went to the city. The Town of Paradise Valley reported that 23,722 photo radar tickets were issued last year costing drivers over $2 million and nearly half went to that town. Of course, those municipalities want the photo radar to continue because they are addicted to the profitable robot cameras with quotas.

The Arizona Lawmakers need to know that Redflex Holding is a dying company due to the cancellation of contracts because of its scandals. The Redflex stock has dropped from its high of $4.15 a share to its present $0.70 a share. Stock analysts give Redflex a 55% chance of filing bankruptcy and highly recommend to sell the risky stock. This poor financial condition of Redflex affects the company’s ability to maintain its equipment and that puts in jeopardy the validity of its photo radar camera results. Arizona does not need another “Boondoggle” like Theranos!

There have been several lawsuits against photo radar won based upon the violations and the illegality of the drivers being unable to cross examine the robot cameras. The largest $90 million class action lawsuit has just been “green light” to proceed in Canada. The Canadian class action lawsuit against photo radar is for the refund of 70,000 tickets from 151 photo radar cameras in Quebec, which could be $90 million in refunds. The Canadian judge ruled that photo radar cameras is “Insufficient”, “Inadmissible” and “Illegal” because no officer witnessed the traffic violation. Judge Serge Cimon concluded that the photo radar evidence was “Hearsay.” What is so shocking is that Canadian Government is listed as one of the six defendants in the photo radar class action lawsuit. This could be very expensive for Canada for allowing the lawbreaking photo radar system.

Photo radar contributes to commercial “Blight” because motorists avoid areas where the robot camera speed traps exists. Grand Ave is not so “Grand” anymore because it has become known as a greedy “Speed Trap” for El Mirage. Cities are fighting blight. Grand Avenue is a prime local example how different cities are fighting blight, graffiti/litter, and closed businesses. Grand Avenue is 50 miles long and it goes through seven cities. Glendale looks to improve transportation and access to its “historic old town” businesses. Phoenix is creating an “arts” district that won a National Planning Achievement for Urban Design for its focus on business growth. Otherwise, Grand Avenue has a newly improved highway that runs through Arizona’s biggest “Blight Route” in Arizona. The photo radar system has played a major role in reducing traffic and destroying business opportunities.

Many other states and cities are banning the revenue robot cameras and are supporting their citizens’ Constitutional Rights. Arizona needs to join the other enlighten leaders that view the photo-radar camera law enforcement as a SCAM. It is urged that Governor Ducey continues to reduce risks and promote business growth. Governor Ducey needs to support of HB 2525, the banning of photo radar, because it is one key to Arizona’s increased prosperity.

The ARIZONA REPUBLIC NEWSPAPER just published our Opinion Letter:





Written by: Mark and Carol Fairall
January 07, 2017
Protected by Copyright


IMPROPER ARIZONA DEBT COLLECTION: The Arizona debt collection business is out of control with improper lawsuits from debt collectors who fail to follow proper debt collection procedures. The Consumer Financial Protection Bureau (CFPB) reported 74,000 complaints were filed for improper debt collection in 2015. The number one Arizona consumer complaint filed with the Federal Trade Commission (FTC) in 2015 was for illegal and abusive Debt Collection. The FTC had 10,211 complaints about debt collection abuse violations filed by Arizonans in 2015 and most of the complaints were filed by the elderly. This problem has overloaded the court system in Arizona with junk debt lawsuits. In 2013, over 21,000 new junk debt collector Arizona lawsuits which represented 15% of the year’s total state lawsuits. The junk debt collection business is very profitable earning nearly $13 billion a year in the $100 billion a year industry.

One of the major problems in the Junk Debt Collector Industry is the failure of their lawyers to properly review the evidence before filing a lawsuit. It was noted that many debt collection attorneys spent less than a minute, often less than 30-seconds, reviewing a case before initiating a lawsuit. Their volume is so great and the attorneys are so greedy that they rush to illegal lawsuits. The CFPB requires the debt collector’s lawyer to contact the consumer to verify the debt and the consumer has 30-days to respond. Failure to allow the consumer 30-days to dispute the debt can lead to an unfair and costly lawsuit for the consumer to fight and it could cost the lawyer a $1000 fine plus repayment for the consumer’s costs and damages incurred in a FDCPA violation lawsuit.

The Arizona legal system and State Bar of Arizona (Bar) have failed to protect the homeowners from these vexatious litigious predators of the sick, elderly, and poor who illegally misuse the court system to steal homes. The State Bar of Arizona is failing to follow ARS Supreme Court Rule 32. It is no wonder that the United Nations HUMAN RIGHTS WATCH has stated in its 2016 report “RUBBER STAMP JUSTICE: US COURTS, DEBT BUYING CORPORATIONS AND THE POOR” the worst states that favor junk debt collectors was Arizona, Arkansas, and Tennessee.

BAR RETALIATION: The State Bar of Arizona refused to open our complaints against two slumlord attorneys, Scott E. Williams (filed on 05/13/2016) and Clint Goodman (Bar number #16-1633 filed on 05/28/2016), who have been previously found guilty of FDCPA violations. We feel our recent internet report about the broken State Bar of Arizona has caused this shocking Bar Retaliation and egregious Injustice! Our Two Broken Arizona Bar Reports can be found posted on the Internet on 08/13/2016 and 08/28/2016 at the below links:

Part One:

Part Two:

We have been scammed by two corrupt attorneys and the broken State Bar of Arizona. We have had our Constitution Rights Violated by officers of the Court and the State Bar of Arizona (governmental entities). The Arizona Bar needs to be held accountable for failing to perform its duties and the crooked lawyers keep scamming people because of their favoritism. The State Bar of Arizona needs follow the law and investigate all attorney complaints.

Williams and Goodman break laws with illegal home foreclosure to make a quick profit for the cash hungry slumlord. These law-breaking attorneys make homeowners homeless with their illegal aggressive debt collection activities

CROOKED LAWYER INFORMATION ON SCOTT E. WILLIAMS: Williams runs an evictions assembly line, Williams, Zinman, & Parham PC, which files 10% of the Arizona slumlord evictions every year (now over 8,000 evictions a year). Mr. Williams brags that judges and politicians are grateful for his efforts as an elections attorney because he helps them keep their jobs. Mr. Williams has boasted that he has processed over 100,000 eviction lawsuits in the past 20 years. Mr. Williams was a Pro Tempore Justice Court Judge, handled the evictions for Maricopa County rentals, and wrote the Arizona Landlord and Tenant Act. Mr. Williams actively teaches at the State of Arizona Bar and is a politically well-connected friend of the Bar. We are very aware of Mr. Williams because he represented the 2005 Medicare Fraud Felon, Scott Green, at our previous senior living facility, Sun Grove Resort Village (SGRV), who defrauded the elderly. We wrote the SUN GROVE RESORT VILLAGE ELDER ABUSE STORY and sent it to the US Senate Special Committee on Aging, where it is being called one of the worst elder abuse crimes. A Fraud of the Court Motion was filed against Scott E. Williams, but it was declined. The judge that presided over the botched lawsuit, Melanie Deforest, was later removed from the bench for lying and incompetence. Scott E. Williams produces fake documents, tampers with witnesses, manipulates the court, and can make court records disappear.

The State Bar of Arizona refused to open our original 2010 complaint against Mr. Williams for his illegal activities. In the past seven year, 46 of our 66 documented SGRV elder abuse victims, have died without justice. Many of these elder abuse incidents were verified by our licensed private investigator, Jacob Mueller. Mr. Williams allowed the former SGRV manager to stop the delivery of my wife’s medication and refused a Reasonable Accommodations Request for continued medication delivery. Williams dummied up a fake SGRV “no mold report” that he obtained for free for a company that shortly went out of business so he hired the mold examiner for his lawyer group, ALTA. Williams aided the former SGRV manager, Scott Green, who was later discovered to be a 2005 Medicare Fraud Felon abuse and defraud the elderly. We were instrument to get Green back in jail for his parole violations. We were instrumental in getting a 43-year prison sentence for the Ponzi scheme, AREI/OAKDALE HEIGHTS, mastermind, James Koenig, because he defrauded 2,000 investors of $250 million and destroyed 23 senior living facilities which included SGRV. Mr. Williams told us he would get even for our filing complaints, but we had no idea it would include an attempted home foreclosure and attempted murder.

Our new 2016 Bar complaint is just the continuation of Mr. Williams’ HATE CRIMES against seniors who fight for their fair housing rights. It was reported to the Bar in my complaint that Scott E. Williams lied to HUD in my complaint #09-11-0405-8, Fairall v. Sun Grove Resort Village (SGRV), which caused HUD to wrongfully close my fair housing complaint on 04/04/2011. Williams dummied up a “free no mold” report from a mold examiner that he later hired. Also, Williams lied when he said it was the policy of SGRV to deny medication delivery. This has been verified by court documents and our private investigator’s, Jacob Mueller, report dated 01/23/2012 stating that the refusal of medications was done as a slumlord’s retaliation. It was reported to the Bar that this documentation was in our 100-page report, THE SUN GROVE RESORT VILLAGE ELDER ABUSE STORY, dated 04/13/2013 and sent to the US Senate and posted online. The Bar’s Chief Counsel, Maret Vessella, refused to read our new 05/13/2016 complaint against Scott E. Williams stating the matter was closed in 2011 and refused to read the documented discovered illegal perjury activities of Williams.

The Chief Bar Counsel at the State Bar of Arizona, Maret Vessella, took the cavalier attitude in her 09/23/2016 letter stating: “I have not re-reviewed the allegations regarding Mr. Williams and do not intend to, as the matter was closed over six years ago and is not subject to further review.” It is against the law that Ms. Vessella did not even review our new allegations of attorney Scott E. Williams’ FDCPA violations. The State Bar of Arizona is a “Good-Old-Boy” mandatory membership quasi-union that favors its friends. The State Bar of Arizona is failing to properly protect the public from wrongful home foreclosures and is failing to properly investigate all attorney complaints. The State Bar of Arizona has failed to follow the law which oversees, regulates, and disciplines all attorneys. The Bar has breached its Legal Duties, damaging the honor and dignity of the legal profession while causing us losses. The State Bar of Arizona has become an accomplice to Williams.

CROOKED LAWYER INFORMATION ON CLINT GOODMAN: We were forced into a bankruptcy to save our home from foreclosure because of a third-party attorney, Goodman, who failed to verify the SGRV debt. Mr. Goodman filed a new lawsuit on 07/30/2015 against us in his attempt to make us homeless by illegally foreclosing on our home with a ballooned slumlord lawsuit. The debt in question was passed on for any collection efforts by SGRV’s Fanny Mae lawyer on 10/30/2014 with its efforts to resolve our complaints and losses. Clint Goodman failed to timely notify us of the lawsuit until our mortgage lender informed us a month prior to the 03/23/2016 foreclosure hearing. We were forced to file bankruptcy on 03/22/2016.

The Ninth Circuit Court has stated that all multiple debt collectors are required to verify the legitimacy of the debt they are trying to collect with a Debt Verification Letter. This was a decision that reversed a previous judgment that Williams won Hernandez v. Williams, Zinman & Parham P.C on 07/28/2016. Clint Goodman failed to verify the slumlord debt prior to filing the lawsuit #CV2015-094180 – HOAZILLA LLC V MARK AND CAROL FAIRALL. We were forced to file bankruptcy because we never had any opportunity the dispute the validly of the debt plus the lawsuit was not timely served. Our house would have been foreclosed on and sold before any legal action could have been taken to keep us from being made homeless by the shyster attorney Goodman who does not follow the FDCPA. Goodman is also a repeat FDCPA violator with the 11/04/2014 case #CV-13-02659-PHX-DGC Torrie v. Goodman Law Office

SGRV property went through bankruptcy and foreclosure. The company that recently sued us was HOAZILLA LLC which is the investment company that bought Sun Grove Resort Village (SGRV) from Fannie Mae in 2015. The Fannie Mae attorney had written us in 2014 stating it they wanted to forgive our wrongful judgment for our removing our negative SGRV postings. We explained we had lost over $5,000 in apartment upgrade when SGRV refused to renew our 94-year old aunt’s, Catherine Reinertson, lease. This resulted in her death in next year when SGRV extorted $3,000 for her on top of making her move. Also, the fact that SGRV refuse to refund the illegally collected $450 fee charged for our licensed service dog. The Fannie Mae attorney did not continue demanding the removal of our negative internet postings and simply stated that they were not aware of the details of our SGRV grievances.

In 2015, SGRV was being remodeled and its name was changed to The Fountains at Lake Pleasant (FLP). The FLP was remodeling and needed quick cash and had an INVALID ASSIGNMENT OF JUDGMENT signed and filed the lawsuit for $30,000+ and placed an illegal lien our home. The invalid assignment was signed by the former manager and investor whose group lost $4.5 million when SGRV went bankrupt in 2013 and closed. We had attempted to pay the $2,600 rental debt but SGRV refused it wanting more money and then ballooned it to over $30,000.

The State of Arizona Bar has violated our Constitutional Rights by failing to properly do its job. I have discovered that the attorney Clint Goodman illegally used an Invalid Assignment of Judgment dated 04/01/2015 to sue us. The Bar wrote on its 09/23/2016 letter wrongly stated the lawsuit had factual support and no Rules of Professional Conduct was violated. The Arizona Bar rushed to a refusal to open my complaint #16-1633 against Clint Goodman without a proper investigation.

Goodman failed to allow me the FDCPA 30-days to dispute the debt. Goodman failed to follow the law and failed to do his proper due diligence before he sued. Goodman did not have the legal right to sue us. Goodman should be disbarred for malpractice because he used an invalid assignment with no verification of the validity of the debt as required by law for his own personal gain. The Bar failed to properly investigate the authenticity of the Assignment of Judgment that was illegally used to sue me and make my family homeless in order to just raise money for a slumlord. Goodman violated ER 8.4 MISCONDUCT of Professional Rules of Conduct for attorneys by being dishonest in prejudicing and influencing the administration of justice with an invalid assignment of judgment while ignoring our Constitutional Rights.

It was reported to the Bar in my complaint that Clint Goodman broke the FDCPA law by failing to allow me the 30-days to verify the debt. Again, Maret Vessella denied to open my complaint stating she had reviewed the lawsuit and wrongly stated that all was proper. That was a lie because the lawsuit #CV2015-09418 against us was based upon an Invalid Assignment of Judgment which was signed on 04/01/2015.

We discovered this evidence in recent motions filed by our bankruptcy attorney attempting to get the illegal lien cleared from my home which should have been removed in our bankruptcy. On 04/01/2015, Melchoir Lumetta wrongfully stated that he was the Managing Member of Sun Grove Resort Village (SGRV)when he assigned our judgment to Hoazilla. Lumetta lost that right because Fanny Mae owned the property after May 2013 because SGRV filed for bankruptcy (Two Years Prior). Lumetta was an angry investor in the SGRV property. His group bought the property in 2006 in the AREI/Oakdale Heights Ponzi scam. The 20 investors lost $4.5 million when the real estate collateral based investment Ponzi scam collapsed. SGRV was repossessed by Bank of America but the bank had a Fannie Mae guarantee of the SGRV loan. Lumetta did not have the authority to assign our SGRV judgment on 04/01/2015. The invalid document was signed by Melchoir Lumetta who lost that authority when:

1. SGRV went bankrupt in May 2013 and was repossessed by Bank of America and Fannie Mae,
2. SGRV’s property and assets were sold in the 2014 Trustee’s Auction,
3. the Fannie Mae attorney stated in its 2014 letter that they had no interest to pursue our questionable debt and that the previous SGRV owners had no interest or authority,
4. Blue Valley Apartments was the owner as of 06/14/2014,and
5. SGRV TERMINATED its corporation with the Arizona Corporation Commission on 03/31/2015 (which was the day before the invalid assignment of judgment was signed).

Closed corporations with no assets or authority have no rights to sue people. The lawsuit never should have been filed. It was just more harassment and an illegal attempt to obtain operating capital for a new owner slumlord that was remodeling for a reopening of the senior living facility as The Fountains at Lake Pleasant.

The BAR does not have to authority and luxury to refuse to read a complaint disclosing where a lawyer is breaking the law. The Bar does not have the right not to properly open an attorney complaint while making a biased and incorrect opinion that the lawsuit was proper when it was based upon an invalid assignment of judgment. The BAR is not properly performing its legal duty and has violated our Constitutional Rights.

We have spoken to many other victims of the corrupt Arizona Bar and they complain that it shows favoritism to friends of the Bar. The Arizona Bar should be reorganized into a voluntary membership organization that is fair to all attorneys and the public. The present Arizona Bar is a bloated overpaid group of lawyers who charge the highest membership fees in the United States while doing virtually nothing but harming people it does not like.

SUMMARY: This is the price for being Elder Protection Activists. SGRV was forced to file bankruptcy and closed because we reported its false internet advertising to the feds and it was forced to stop the scam. This was an “over-the-top” illegal Retaliation by a vindictive investor to get money and make us homeless. Melchoir J. Lumetta was the crooked SGRV investor and he was aided by the shyster attorney Goodman in this egregious elder abuse and senior financial exploitation fraud.

We have filed complaints and lawsuit requests with: the FTC, US Department of Justice, and other state and federal agencies against: Williams, Zinman, & Parham, Goodman Law, and The State Bar of Arizona.



September 09, 2016
Written by: Mark Fairall

We have just learned we have been hacked. On 08/03/2016, Mark received word from Banner Health that his confidential information may have been hacked on 06/17/2016. It was HACKED! Please do not approve anything odd or any new accounts in our name. We are sorry for any inconvenience. We try to earn your trust and continued support in our elder abuse prevention efforts.

Mark’s Medicare was charged in July, 2016, for services he did not receive but it was paid by the insurance company. Now our Facebook has been HACKED which could affect our 5,000 member friends. It took us nearly four years of hard work to acquire 5,000 Friends on our Facebook where we post daily elder abuse prevention information. We have spent nearly 10 hours speaking to Banner Health, speaking to Kroll Breach ID Monitoring Services, and changing passwords on all social media and banking accounts. Identity theft is a nightmare.

Sadly, the identity monitoring services offered by Banner Health for their negligence is only for one year and it is very minimum. Banner Health needs to be held responsible for this identity theft problem. Banner Health needs to be responsible for all the victims’ financial and time losses for their negligence which resulted in the identity theft of their patients.

I was hacked. Please read this post how to spot a fake Facebook. The points are:
1. Important to spot – con artist.
2. Ask them question why a second Facebook.
3. Do detective work.
4. Read profile carefully …my fake profile had all wrong dates.
5. Check out profile picture.
6. Check name online.
7. Check out the friends…my new fake Facebook had only 10 friends.
8. Block the fake Facebook request.
9. Wait and do not Friend right away on new Facebook.
10. Beware of internet referrals.
11. Look for record inconsistencies…I am a student in High School on the fake Facebook.
12. Look for strange behavior.
13. Beware of fake promises.
14. Unfriend them.

I have unfriend everyone on the fake Facebook. I have reported this to the authorities, Facebook, and our attorney. A class action lawsuit is in process. This was caused by my confidential information being breached by the Banner Health data theft. The hacker even charged my Medicare for services I did not receive. I apologize for this inconvenience. The hacker messed with the wrong person with us. He will be caught and Banner Health will be held responsible for this problem.

Banner Health had a cyber-attack which could exposed 3.7 million medical records. I was one of the people hacked on my Medicare account, Facebook account, Twitter account, and YELP account. The hacker is contacting our Facebook friends asking for confidential information in a fake account. I have lost 10 Facebook Friends from our 5,000 friends because of this hack problem. I was charged for services that I did not receive on my Medicare. The hacker is trying to get confidential information from our friends.

If you have been hacked, you need to file a Federal Trade Commission (FTC) complaint which I did. This can be done online but you need to mail the long time consuming form to the FTC with signatures. We are dealing with Weitz and Luxenberg in New York City for a class action lawsuit.

According to the newspaper article stolen credit cards sell for $1 on the black mark. These medical record hacks sell for $75 a piece on the black market. It is reported that the hospitals have failed to properly update their cyber security systems. I am still waiting after five days for the paperwork for the marginal coverage one-year identity theft program offered by Banner Health.

I have spent over 60 hours on this cyber theft changing passwords, communication to my Facebook friends, dealing with Banner Health, and documenting the crime for the attorney. This is a nightmare!

Source: Banner Health faces lawsuits in wake of security breach |
Banner Health now ranks among several medical providers vulnerable to cyberattacks in recent years. They now also are a part of those being sued for…

The Department of Health and Human Services (HHS) Office for Civil Rights (OCR) just reached a $5.55 million fine in August 2016 with Advocate Health Care Network for the violation of the HIPPA Law (confidentiality of patient’s health records). That cybercrime took place between July and November in 2013. It affected more than 4 million patient records. It took three years for the investigation to be completed in order to reach a settlement fine amount. This is for Federal Prosecution for law breaking and class action lawsuits usually settle faster for undisclosed amounts.
The settlement was determined by extent, length, and lack of safeguards of patient records. Other HIPPA settlements have been $2.75 million fine from the University of Mississippi Medical Center in Jackson and $2.7 million fine from Oregon Health and Science University in Portland.

OCR Director, Jocelyn Samuels, stated: “hope(s) this settlement sends a strong message to covered entities that they must engage in a comprehensive risk analysis and risk management to ensure that individuals’ ePHI is secure.” (ePHI means: Electronic Protected Heath Information)

If you received a letter from Banner Health saying your confidential information may have been compromised don’t ignore it! Banner Health has been highly negligent in protecting their patients’ records and it doesn’t appear they are really sorry. The one-year credit protection offered is not long enough because the “hack problem” can exist for three years. The identity theft credit protection offered by Banner Heath is very minimal. It only covers five credit cards for protection. Identity theft can attack your bank accounts, social media accounts, and insurance coverage.

Source: Data Breaches Lead to Record-Breaking HIPAA Settlement | Lexology
Advocate Health Care Network (Advocate), one of the nation’s largest health care systems, recently reached a $5.55 million settlement with the…

My confidential information was stolen at BANNER HEALTH’S food/beverage point of sale terminal. I have been hacked in the following areas:
1. Banking account,
2. Medicare charges,
3. Duplicate Facebook account,
4. Yelp account,
5. Twitter account,
6. LikeIn, and
7. COX email account.

Do not ignore the letter from Banner Health saying they might have had your confidential information stolen. When you read the new class action lawsuit filed against Banner Health, the following points made are:
1. Banner Health failed to run the food/beverage point-of-sale (POS) charges separate from hospital POS payments.
2. Banner Health was hacked before in 2014 affecting 50,000 people.
3. Banner Health has delayed notices and has not mailed all 3.7 million possible hack warnings to their patients.
4. The identity theft service offered by Banner Health is very poor and too limited at one-year.
5. Banner Health is failing to give the potential exposure to your medical information and does not cover any costs for its protect.
6. The Banner Health hack is very difficult for children to be protected.

The lawsuit stated the average class action settlement is $13,500 for losses. That is not enough! The lawsuit says these hacked hospital records sell for $1,000 on the Black Market.

We had our Facebook HACKED because a separate unauthorized one was set up. The hacker sent notices to our existing Facebook Friends about the second account on 08/31/2016. This is a new scam that allows the hacker to infect computers which signup on a fake Facebook account. This dangerous virus allows the hackers the ability to steal confidential information from Facebook Friends’ computers.
On 08/31/2016, an unauthorized Facebook was set up in the name of “Mark Fairall.” The Banner Health data breach, this happened to me, gave the hacker all my confidential information that they needed to setup the fake Facebook in my name.

I became aware that my identity had been stolen because my Medicare was charged for services I did not receive. Some of my Facebook Friends contacted me asking about the second account. I realized my Facebook had been HACKED. I was able to change passwords and the HACK exposure lasted only two days from 08/31/2016 to 09/01/1016. However, the damage was done with the following:
1. 10 Facebook Friends signed onto the unauthorized Facebook and possibly got a confidential information stealing virus. I have informed those people to do a virus scan.
2. 14 fake Facebook Friends signed onto the unauthorized Facebook which made it look busy.
3. 17 existing Facebook Friends were selected by the Hackers to be followed. The followed Facebook Friends were news reporters, large company leaders, elder justice advocates, and a private investigator. It appears the hackers were monitoring if their scam had become discovered.

I have traced my fake Facebook HACK to Sharya Russia. It appears my Facebook HACK originated in Russia. According to internet reports the Russia Hackers are the newest and biggest threat of confidential information stealing from American computers.

It is important to investigate duplicate Facebook accounts and not approve them immediately. Once you have approved the unauthorized Facebook your computer might become infected with a confidential information stealing virus. The Hackers then have access to your confidential information. The Banner Health data breach has reached beyond their patients to the friends of their patients. I have tried for four days to get Facebook to close the phony Facebook without any success.

Source: Facebook users warned over deadly virus from fake emails. Facebook users urged to take precautions following a virus threat from fake notification emails
HOME.BT.COM: – .V855oRzK2iY.facebook

Banner Health is offering a free credit monitoring system through Kroll to the 3.7 million victims of the hospital’s cyber-attack.

The Kroll system provides the following:
1. Alerts if credit is applied for in your name,
2. Alerts to internet sites that sell personal information,
3. Fraud consultation with a licensed investigator,
4. Fraud restoration with a licensed investigator, and
5. One-year free coverage.

Kroll does not offer a longer than one-year credit protection system even though the problem may exist for at least three years. Kroll does not offer any protection of your medical records. Kroll fails to pay for any costs to obtain your medical records. The Banner Health offered credit service is very limited to only five credits cards. Kroll does not offer any protection to bank accounts. The Kroll credit monitoring system fails to fully protect the victims of the Banner Health data breach.

A second class action lawsuit has been filed against Banner Health by another law firm, Emerson Scott located in Houston Texas, for the damages of the victims from the data breach. The data breach may cause the theft of your identity which could ruin your credit, limit your medical coverage, and destroy your reputation.

The Kroll credit motoring system is not in the top 10 credit monitoring systems. Kroll’s cost is only $50 for a year for the limited credit monitoring. Kroll does not offer any identity theft insurance. One-million-dollar insurance coverage for any losses from identity theft is offered by the top three credit protection companies: Identity Guard, Identity Force, and ID Shield. Banner Health is doing the least it can do to protect its patients from being victims of identity theft. Take it because it is better than nothing!

Source: Members – Banner Health
Banner Health is committed to maintaining the privacy and security of the information we maintain. Regrettably, this notice is to inform our Banner health plan members and their beneficiaries of a cyber-attack involving member information.


The FBI has reported that social media HACKERS have quadrupled in the past five years. In 2015, Facebook has become the most common social media site used by criminals to install malware (viruses). It is estimated that 31 million (2%) Facebook sites are fakes and used only by cyber criminals to download viruses in order to steal confidential information.

Our “Mark Fairall” Facebook was hacked with a second fake Facebook that was illegally setup on 08/31/2016. Our existing Facebook Friends were asked to join the fake Facebook. My confidential information was stolen in the recent Banner Health data breach which could affect 3.7 million patients. The 2015 Anthem Health hospital cyber breach affected 80 million records of patients. Those hackers used LinkedIn to expand the hack from patients to friends of the patients. Those cyber criminals used the malware (virus) called “Hammertoss” to steal data.

We became aware of our Facebook hack on 09/01/2016. However, ten of our regular Facebook Friends from our existing 5,000 member Facebook took the bait and were hacked. We have contacted those ten Facebook Friends and informed them of the hack problem and to do a virus scan. We have spent six days informing Facebook about the hack but to date Facebook has failed to shut down our fake dangerous second Facebook. This has been a huge problem for us and our Facebook Friends. The dangerous second fake Facebook still exists and is attacking new members that we do not know.

The Banner Health data breach of my confidential records has led to the hacking of my other social media accounts, which are: Twitter, Likein, and YELP. Banner Health delayed informing me of the cybercrime and failed to inform me of the possible scope of the data breach. Sadly, the Banner Health’s credit monitoring system offered through KROLL offers no protection for any social media accounts.

Facebook is dangerous. We have caught a crook trying to steal with wild gold investment scheme. In January 2016, we worked with INTERPOL and caught the criminal posting as an army officer selling gold. Facebook was very responsive then but times have changed. Now the Facebook criminal problem has grown so large that it is failing to protect its users from even fake Facebook sites. Be careful using Facebook. Do not click on requests for a new Facebook Friend without knowing who it is or if it is real!


The Dark Web is 500 times larger than the web. Most computer users are unaware of this internet area but this is where the illegal activities take place. This part of the web is not on GOOGLE but the crooks actively use it to sell confidential information. Stolen medical record information can sell for several hundreds of dollars per hacked hospital victim (a regular credit card number sells for a dollar).

My confidential information from the Banner Health data breach has reached the Deep Web and is being sold. My confidential information was stolen in the Banner Health data breach along with 3.7 million other patients’ social security number, addresses, medical records, and insurance details. This hack exposes the hacked victim and their friends to identity theft.

I am aware of this level of identity theft exposure because my social media accounts (Facebook, LikedIn, and YELP) are being hacked. The cyber criminals are attempting to get confidential information from my social media friends.

One hacker called “the Dark Overlord” was reported in June of having 655,000 patients’ healthcare records for sale. These cyber hackers even extort large amounts of money from hospital to avoid being cyber breached. Sadly, confidential is very profitable to sell and can cause problems to the hacked victims for many years.

This new level of the Banner Health data breach will soon be made public. I are aware of this because I am now being represented by the law firm WEITZ AND LUXENBURG in its class action lawsuit filed against Banner Health on 08/26/2016.

Source: Hacker looks to sell 655,000 alleged patient healthcare records on the dark web | Fox News A hacker claims to be selling 655,000 alleged patient healthcare records on the dark web, containing information such as social security numbers, addresses, and…

I have filed five complaints to Facebook concerning the fake second “Mark Fairall” account. Facebook has failed to take any action and states the fake Facebook does not violate any Facebook Rules. I have filed a complaint with the Federal Trade Commission for my identity theft, fraud, and unfair business practice by Banner Health. I have filed a Medicare Fraud complaint to the Arizona Attorney General.

I signed the Weitz and Luxenberg CLASS ACTION RETAINER AGREEMENT on 09/01/2016. That law firm had already filed a class action lawsuit in Arizona through the law firm of Gallagher and Kennedy on 08/26/2016 against Banner Health, an Arizona Corporation and Banner – University Medical Group, an Arizona Corporation. The lawsuit is for the following:

Count 1: Negligence
Count 2: Negligence per HIPAA Law and FTC Act
Count 3: Negligence per ARS 44-7501(A) – Arizona Date Breach Law – Delay of Notification
Count 4: Promissory Estopped
Count 5: Negligent Misrepresentation
Count 6: Unjust Enrichment
Count 7: Breach of Fiduciary Duty
Count 8: Breach of Right of Privacy




Written by: Mark and Carol Fairall
August 27, 2016
Protected by Copyright


The Arizona Bar Association will soon be the most expensive Mandatory Membership Bar Association in the US with the soon to be annual membership fee of $690 a year. The second highest Bar Association with the Mandatory Membership fee is Alaska at $660. This inhibits economic growth because it is reported that new attorneys avoid Arizona because of the high cost of the quasi-union dues.

The Arizona Bar Association’s 2015 Taxes document the excessive compensation of eight key employees who earn over $100k per year before perks, which show:
1. $172k – Maret Vessella – Chief Bar Counsel
2. 214k – John Phelps – CEO
3. 141k – Kathy Gerhart – CFO
4. 173k – John Furlong – General Counsel/Deputy Bar
5. 146k – Amy Rehm – Deputy Chief Bar Counsel
6. 150k – Elizabeth Deane – Chief Member Services Officer
7. 146k – Lisa Fontes – Advertising Sales Manager
8*. 184k – Patricia Sallen – Director of Special Services
9. 131k – Richard Debruhl – Chief Communications Officer
TOTAL: $1.46 Million – 10% of Gross Income
* Patricia Sallen was terminated in 2015 and also received a $59K severance package.

To give you some comparison, the top paid Arizona leaders are:
1.$95k – Governor Doug Ducey
2. 90k – Arizona Attorney General Mark Brnovich
3. 70k – Secretary of State – Michele Reagan

These are outrageously high salaries at the Arizona Bar Association. The Arizona Bar Association’s key people are taking advantage of the fact that the Arizona Bar Association has the highest Mandatory Membership Fees.

Source: 2015 Arizona Bar Tax Return


1. Scott E. Williams: Mr. Williams teaches landlord/tenant law required for attorneys by the Arizona Bar to keep their attorney licenses current. Mr. Williams gets favorable treatment at the Arizona Bar because he volunteers his time at the Arizona Bar.

The Bar has turned down our 2010 complaint for Williams aiding a slumlord and convicted felon scam seniors. The Bar never responded to our 2016 complaint for Williams violating the Fair Debt Collection Practices Act. Mr. Williams handles 10% of Arizona’s slumlord lawsuits against renters. Mr. Williams brags that judge are grateful because his election law representation helps them keep their jobs.

2. Nancy Greenlee: Ms. Greenlee is an attorney that works out of her home just representing lawyers who have Bar complaints. Her annual income is listed between $100K and $500K per year. Ms. Greenlee represented our former attorney which we filed a Bar complaint against because of his mistakes and lies to the court. We filed a Motion to Dismiss Counsel which the judge granted and replaced the incompetent lying lawyer.

Ms. Greenlee worked at the Arizona Bar from 1990 to 1996 in the attorney discipline area. The Arizona Bar only recommended that our former bad attorney take Bar taught classes. The Arizona Bar makes $2 million a year with required classes rather than the follow normal probation requirements.

We should have realized that we would get no satisfaction from our bar complaints because the Arizona Bar favors its own with special treatments, protection, and referrals.


The California Bar was audited by the state lawmakers to review attorney complaint backlogs, financial irregularities, and influence peddling. That audit resulted in the termination of the California State Bar’s executive director Joe Dunn. This has been a five-year process, but the California dysfunctional attorney regulation system has not yet been fixed.

California is a Mandatory Membership State Bar with over 200,000 attorney members. The California lawmakers are looking to split the Bar into two functions: one – to regulate/discipline attorneys and two – to a trade association which promotes lawyers’ interests. The California lawmakers created the “Public Interest Task Force” to study and correct the broken California Bar Association.

It appears that the solution to fixing the California Bar will take longer because their Supreme Court did not like some of the new ideas. The former CEO of the California Bar, Joe Dunn, was fired two years ago for misspending, nepotism, deception, and influence peddling. Dunn sued and his lawsuit was just dismissed.

California lawmakers started their State Bar clean-up with an audit. That is what our lawmakers need to do at the Arizona State Bar. An audit is needed in order to fix the expensive and prejudicial Arizona mandatory attorney “quasi-union” that is failing both attorneys and the public.



We wrote to the State of Arizona Bar recently informing it that the investigator, Hunter Perlmeter, broke the Diversion Guidelines. Diversion is the lowest attorney discipline level which requires an attorney to take an expensive Bar taught class. This is a $2 million money maker scam by the Bar to push attorneys into classes. The Diversion program is meant for low level poor office mismanagement which is minor and does not harm the client. That is not what happened to us. Mr. Perlmeter just hung up on us when we attempted to correct his illegal Bar decision.

We had our former attorney angrily refuse our monthly payment and then reported to the court that we had breached the attorney fee agreement contract. The attorney then lied to his boss and lied on the attorney billing statement stating we had refused to pay our monthly payment. We had emails to the contrary documenting the truth. That attorney was fired from the law firm after our Bar complaint was opened in August, 2015. However, the Bar recommended only a Diversion (class study) for our former attorney who:
1. lied to the judge,
2. lied on court paperwork,
3. disrespected and harmed us with his hostile anger,
4. lied to his law firm boss, and
5. lied on the law firm billing documents.

That attorney breached his own law firm’s contract. The Arizona Bar did not punish our former attorney for his lack of ethics and his “MAJOR” violation of Attorney Rules of Professional Conduct which harmed us. The Bar just sent the crooked attorney back to class.

The Bar failed to review all of our evidence before the bad decision. Our former bad attorney hired a lawyer, Nancy Greenlee, who only represents attorneys on Bar complaints. We suggest that our lawyer and Ms. Greenlee got preferential treatment.

This smacks because according to the Diversion Guidelines our former attorney was “NOT ELIGIBLE” for the Diversion Program because of his: dishonesty, deceit, misrepresentation, and lack of respect for the legal system. Who is the Arizona Bar protecting? It appears to be the lawyers. The Arizona Bar’s failure to follow the law, allowing preferential attorney treatment, and favoring the friends/past employees of the Bar is very shocking.

The Arizona Bar is not an impartial fair regulator of bad attorneys, but it is just a Mandatory “Good-Old-Boy” private attorneys’ club which fails the public. The public needs to know the truth about the broken and corrupt Arizona Bar.

We will keep you informed of the Bar’s answer.

AZBAR.ORG guidelines effective 01-01-11.pdf


In 2015, the Arizona Bar received 3,127 attorney complaints but only investigated 21% (664 complaints). The rest of the Bar complaints were eliminated by pre-screening with no investigations done. This eliminated 79% of the Bar’s investigative work in policing bad lawyers.

Only 156 (23%) of those lawyers received any disciplinary punishments of being: disbarred, suspended, reprimanded or received an informal sanction. The Diversion order (class requirement) is not considered a disciplinary Bar punishment.

That Diversion Order or class requirement is not reported on the Bar’s information concerning attorneys. Last year, 86 lawyers received Diversion orders which was the most used Bar regulation for complaints. Bar classes are very expensive starting at several thousand dollars per class. The Arizona Bar makes $2 million on its classes in the Diversion Order programs. The public has no idea which lawyers are required to attend Bar classes because those complaint decisions are not posted by the Bar.

It is rare for any attorney to be disbarred in Arizona. Last year, only 12 attorneys last year were disbarred, which is less than 4 out of 1,000 attorney complaints filed. This is eight times lower than the New York Voluntary Bar Membership statistics.

We suspect the Arizona Bar does not disbar attorneys because it would lose their annual mandatory Bar fees paid by the attorneys. A Voluntary Membership Bar is more aggressive in disbarring attorneys and better protects the public from bad lawyers. A Voluntary Membership Bar takes away the incentive to ignore bad lawyers by just requiring more attorney education.

Source: 2015 Arizona Bar Annual Report


The Goldwater Institute is one of Arizona’s largest and most respected conservative “public policy think tanks.” It has studied the debate about the Arizona Mandatory Membership Bar Association. It recommends the passage of HB 2221 which would make the Arizona Bar a Voluntary Membership Association for two reasons, which are: it makes the Arizona Bar records public and it protects attorneys’ free speech rights.

HB 2221 would increase transparency of the Bar records to public records laws. Presently the Arizona Bar is exempt from normal public records requirements that all of the other regulatory agencies in the United States have to obey. The Arizona Bar likes to document in secrecy and fails to provide the records for its decisions to the public.

HB 2221 would stop the Bar’s ability to coerce attorney members and violate their free speech rights by supporting the Arizona Bar’s political activities. It would stop the forced funding of the Arizona Bar’s lobbying activities in areas unrelated to the regulation of the practice of law. Many Arizona lawyers object to being forced to pay the high $490 annual dues which contributes to the Bar’s agenda supporting political groups, gay bashing, and many other very biased opinions.

The Goldwater Institute article states that the Voluntary Membership Bar is not a radical idea. The Arizona Bar has stated that the passage of HB 2221 would destroy the Arizona Bar by making it less effective. That is false because the Voluntary Membership Bar already exists in 20 states, which are: Arkansas, Colorado, Connecticut, Delaware, Illinois, Indiana, Iowa, Kansas, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Vermont, and Virginia. Those 20 Voluntary Bar Membership states are functioning very well while being transparent and upholding the freedom of speech rights of its members.

The Arizona Bar was once a Voluntary Membership Association, but that was changed in the 1930’s during the great Depression. A group of lawyers lobbied the state lawmakers because they saw an opportunity to profit from a Mandatory Membership Arizona Bar. It is time to end the “Profit Focus” of the Arizona Bar Mandatory Membership organization and make it a “Service Focus” with a Voluntary Membership organization that provides a fair and a less expensive method of protecting the public from bad lawyers.

Source: Rebutting the State Bar of Arizona about HB 2221. – Working for A Better Bar
Attorneys who want to practice law in Arizona must pay the State Bar of Arizona mandatory member dues. The State Bar of Arizona uses this money to regulate the practice of law and to engage in other activities, including lobbying Read More Rebutting the State Bar of Arizona about HB 2221.



The Arizona Bar emailed all 24,000 members to oppose HB 2221 which would make it a Voluntary Membership organization. This was a drastic attempt to retain the unjust power as a Mandatory Membership Organization. Again, the Arizona Bar is using forced payment monies for a political cause, which is wrong.

The Arizona Bar reports the “drastic changes” would create a “Frankenstein” version of the Bar. The Bar threatened that if HB 2221 passed, it would have to raise the already excessively high annual dues. Presently, attorneys pay $490 per year, but that will soon go up to $690 a year. This will make the Arizona Bar the most expensive Bar Association in the United States. Studies show that the Arizona Bar is spending 125% more than other state Bar Associations of the same size.

The Goldwater Institute report states that HB 2221 should be passed. The Arizona Bar members should not be forced to join the Bar. The attorneys should have the Freedom of Speech Rights restored by not being forced to pay for the bizarre and illegal lobbying efforts of the Arizona Bar.

It is difficult to understand why the Arizona Bar needs the $200 raise of its annual dues to $690. The Arizona Bar is a “Non-Profit,” but it is not being run that way. In 2015, the Arizona Bar’s income was $15,941,413, with expenses of $14,672,809. That means the Arizona Bar had an 8% surplus of over $1.2 million which it banked. The only answer why the Arizona Bar needs a raise in the required dues is to increase the outrageous nearly $1.5 million annual salaries paid to its top eight leaders.

The Arizona Bar is out of control with greed and excesses which needs to be changed to a Voluntary Membership organization.

Source: Arizona Lawyers Shouldn’t Be Misled: They Have Constitutional Rights, Too
Yesterday, the Arizona State Bar sent an email to the state’s lawyers urging them

The Arizona Senators who voted against HB 2221 are primarily Democrats. HB 2221 is not a union busting bill, but it is simply trying to reform the broken Arizona Bar.

It is interesting to note that 10 of the 20 states which already have a Voluntary State Bar Association are politically Democratic controlled. It appears more education is needed next year to fully inform the Senate lawmakers what the House lawmakers already know (it passed there). HB 2221 needs to be passed in order to restore Freedom of Speech Rights, allow better access to Bar records, and reduce the costs of the bloated and broken Arizona Bar.


1. Voluntary Bars have a longer successful history than Mandatory Bars.
2. Voluntary Bars tend to have a lower cost.
3. Voluntary Bars have higher ethical standards and results.
4. Voluntary Bars have less conflicts of interest.
5. Voluntary Bars do not lobby for unrelated political issues.
6. Voluntary Bars allow the lawyer the freedom to join.
7. Voluntary Bars do not violate their members’ freedom of speech.
8. Voluntary Bars have programs that entice membership not just to control attorneys.
9. Voluntary Bars also help their members who have personal problems of alcoholism, drug abuse, and mental problems.
10. Voluntary Bars do not place the burden of their costs on taxpayers are run by the donations of attorneys who see its value.

In our opinion, the Arizona Mandatory Bar is illegal because it violates the freedom of speech laws and fails to publicly disclose its decisions.

Source: 10 reasons a voluntary state bar is better than a mandatory bar.
Voluntary bar jurisdictions: Have a longer history than mandatory bar jurisdictions. The so-called integration movement didn’t start until 1913. That’s when the now…



The attorney Jack Levine wrote in the ARIZONA REPUBLIC NEWSPAPER on 12/29/2015 that the Arizona Bar’s investigation process is wasteful, inefficient, and extravagant. The Arizona Bar investigations result in most cases being whitewashed focusing only on sole practitioners and new attorneys while ignoring egregious ethical violations by large law firms.

Mr. Levine reports that out of the 3,000 to 4,000 complaints, only 3.5% have any disciplinary sanctions. Those Arizona Bar investigations cost $4 to $5 million per year. Mr. Levine believes the investigatory functions of the Arizona Bar should be turned over to an independent three-member commission which should be staffed by non-lawyers. Finally, Mr. Levine reports that the public has lost confidence in the Arizona Bar because it is being totally run by lawyers who favor lawyers and are over compensated.

We know Jack Levine because he represented us against our bad contractor. He was successful in helping us get paid from the insurance company. We found Mr. Levine very competent with over 50 years of experience. It was interesting that the Arizona Bar resorted in smear tactics against Mr. Levine in the newspaper by the Arizona Bar’s president, Geoffrey Trachtenberg.


The Arizona Bar was so desperate that it resorted to public character assassination in the newspaper. Mr. Levine had problems with taxes and a previous partner, which resulted in disciplinary actions by the Bar. We submit that Mr. Levine was a victim of the Arizona Bar’s selective prosecution against its perceived enemies. We see the Arizona Bar plays favorites in its investigations. That is a major reason to eliminate the present Mandatory Bar Association by making it a fairer Voluntary Bar Association.

We take the Arizona Bar president’s rebuttal “with a grain of salt” because Mr. Trachtenberg cannot even tell the truth in his newspaper article. Mr. Trachtenberg stated the Arizona Bar disciplined 51% (383 attorneys) out of the 751 investigations. That was misleading because instruction dismissals and Diversity (class) requirements are not considered Bar disciplinary actions. The actual number of attorneys that received Bar disciplinary action last year was only 156, attorneys which is less than half of the Bar’s numbers at 23% of the 664 investigations. Mr. Trachtenberg clouded and distorted disciplinary numbers which made it appear that the Bar is more effective in disciplining attorneys. This shows you that you cannot believe the Arizona Bar. It cannot report the truth even about the number of disciplinary actions by over half in the Bar’s favor.

The Arizona Bar is a vindictive organization run by overpaid attorneys desperately trying to keep their nonperforming jobs by lying.

Source: My Turn: Arizona State Bar’s dysfunctional discipline
Lawyer: The Arizona State Bar’s investigation process is costly and rarely results in sanctions. There’s a better way. AZCENTRAL.COM


In the past seven years we had six Bar complaints (two for the same attorney) which involved being attacked and sued four times by our former senior living facility, Sun Grove Resort Village (SGRV).

We had money stolen by one attorney. The SGRV attorney presented false evidence in court, threatened our witnesses, broke trial procedure rules, and had a conflict of interest. That attorney and another attorney sued us again with a foreclosure lawsuit which violated the Fair Debt Collection Practices Act (FDCPA) by not properly verifying the debt, not properly serving us, and refusing to delay the Default Hearing when told by our mortgage company the lawsuit was improper. Lastly, we had two attorneys state in a hearing that they purposefully sabotaged our lawsuit, breached their contract, and lied to the court.

Not one of those five attorneys received any disciplinary punishments. In fact, the Bar informed us that it did not even review all of our evidence. The Bar investigator failed to listen to the Fee Arbitration Hearing recording where the attorneys admitted their Egregious Misconduct.

The Arizona Bar is DANGEROUS.




Written by: Mark and Carol Fairall
August 14, 2016
Protected by Copyright


We agree with our state lawmakers that the State Bar of Arizona’s Mandatory Membership should be changed to a Voluntary Membership. The State Bar of Arizona is simply an expensive attorneys’ quasi-union which fails to protect Arizonans who have been harmed by bad and corrupt attorneys. We have discovered that you do have to fight corrupt lawyers and lazy governmental agencies to possibly obtain justice. We have found the State Bar of Arizona has a massive amount of power, but to us it has been absolutely worthless. The only help we have received was to recover 33% of the funds we paid an attorney in a recent Fee Arbitration Hearing. We experienced a lawyer who substituted a new contract lawyer (not an employee but part-time help) to represent us. This is commonly called “Bait and Switch.” This new lawyer was just out of law school less than a year and said he did not have the training or supervision from the attorney owner of the law firm. The law firm failed to disclose the new attorney’s lower salary and charged the inflated experienced attorney’s salary rate.

We were robbed by our attorney Mark Tucker who stole $740 from our bank account and failed to appear at our 2009 trial. Tucker was a repeat ethics violator and had been disciplined by the Bar twice, but the Bar declined our 2010 complaint. We were scammed by attorney Scott E. Williams helping a convicted 2005 Medicare Fraud felon, Scott Green, defraud the elderly at our senior living facility, but the Bar declined our 2010 complaint. Another attorney, Clint Goodman, violated Federal Debit Collection Practices Act (FDCPA) laws with illegal debt collection activities against us, but the Bar declined our 2016 complaint. The Goodman complaint is under appeal which we have been told will take weeks to decide. Not a bad delay for the Bar’s chief counsel, Maret Vessella, who is paid $175,000 annually. This is nearly a $20,000 decision just to open our complaint at the Bar. We filed the Bar complaint 05/18/2016 and received the decline letter on 07/27/2016. From start to finish, it will take the Bar nearly four months to decide if it will just open our Bar complaint. We recently disagreed with the Bar’s decision just to require classes for an attorney that lied to the Superior Court Judge. In our 2015 Bar complaint, our bad lawyer refused our monthly payment and lied to the judge wrongly stating we breached the contract, which in fact he breached the contract. The Bar charges high fees for those required classes rather than requiring attorney probation. Any attorney who refuses to pay the high Bar class fees is determined to have mental problems, and the Bar disbars that attorney. This is a money raising scam by the Bar. What was surprising was we could not even attend our own Appeal Hearing. Justice? NO!

The California Bar has tremendous problems which are being investigated by its state lawmakers. It may soon be changed to a Voluntary Membership. The California Bar appointed a new CEO to address the problems. She just completed the Bar Audit which documented that it was failing to protect the public. The results were shocking, so major changes to improve the Bar’s performance are in process with the Bar’s hopes to keep the California State Bar a Mandatory Membership. The Arizona Bar is much like the California Bar, with its: excessive delays, working in secrecy, failing to post attorney complaints, and failing to discipline many attorneys.

Please read the book SHAMING JUSTICE by Bartus Trust about the Arizona Bar corruption. Our only comfort is that the Consumer Financial Protection Bureau (CFPB) has promised to take our Goodman complaint concerning his FDCPA violations to the United States Department of Justice (DOJ).

Source: Audit: State Bar Failed to Protect Public From Some Bad Lawyers
The California State Bar is supposed to protect consumers, but a recent state audit found the agency put people at ‘significant risk’ after failing to keep watch over



We were sued and did not know about it until just before the Default Judgment Hearing date where we would have lost our home to foreclosure. This is illegal by the 2014 case law Haddad v. Alexander which requires the attorney to send a written notice of collection activity to verify the debt and allow the consumer to dispute it before legal action. Clint Goodman filed the lawsuit for Hoazilla LLC, Sun Grove Resort Village (SGRV) new owner, against us on 07/30/2015. This was a nearly six-year old disputed debt that Fannie Mae, SGRV’s previous owner, told us they would not pursue.

The reason this was disputed was because SGRV’s original lawyer, Scott E. Williams, sued Carol twice in 2009 and 2010 for a $2,600 rent that she tried to pay, but SGRV refused her regular rent payment. Williams ballooned the already partially extorted $2,600 disputed debt to over $30,000 in Justice Court which was approved by the incompetent judge Melanie Deforest, who was later forced off the bench. The previously fired and convicted SGRV manager, Scott Green, was found out to be a 2005 Medicare Fraud felon who scammed the government and elderly with 2,678 false claims for services not provided. Scott E. Williams aided and was an accomplice to the crooked Scott Green’s elderly scams, but the Bar declined our 2010 complaint against Williams. Scott E. Williams emailed that he would get even with us and that we could “pound sand” if we filed complaints against SGRV and him. This was all documented in our report THE SUN GROVE RESORT VILLAGE ELDER (SGRV) ABUSE STORY that we sent to the US Senate – Special Committee on Aging. The US Senate asked us to posted the SGRV elder abuse report online at:

Scott E. Williams did get even with our filing complaints by filing four baseless and frivolous lawsuits against us. His last attempt of a retaliatory harassment lawsuit was on 04/01/2015. Williams had his 2010 SGRV judgment reinstated and gave the illegal judgment to Clint Goodman, which was their last illegal 07/30/2015 home foreclosure lawsuit against us in their attempt to make us homeless. We first became aware of this new lawsuit on 02/19/2016, which was only 33 days before the foreclosure Default Hearing. We were never properly served nor did we receive any written notice about this lawsuit. We only became aware of it by a phone call from our reverse mortgage lender’s attorney who was also being sued. This was a bogus lawsuit against my wife, Carol Buck, that was for a $2,600 debt which was ballooned into a $30,000+ illegal lien on my home. The debt was incurred before our marriage and Carol is not a deeded owner on our house. We and the reverse mortgage lender submitted Motions to Dismiss the lawsuit, but the Court failed to rule before the scheduled 03/23/2016 Default Hearing. Our only recourse was to Stay (block) the foreclosure with our forced bankruptcy filing.

We filed a CFPB complaint because of Mr. Goodman’s violation of the FDPCA. Before filing the bogus lawsuit, Mr. Goodman failed to: verify the validity of the debt with the 30-day required verification process, understand that the reverse mortgage was used to pay off a mortgage, and properly perform a Title Search which would have verified the Deeded Ownership. Mr. Goodman used deception to the Court of his bill collecting tactics by not advising us of his lawsuit with the hopes of getting a default judgment against us including his costs for our lack of response. The CFPB told us to file Bar and Arizona Attorney General complaints about the attorney’s illegal activities. Mr. Goodman has been found guilty of FDPCA violations in the past because of his lax attitude and lack of due diligence efforts resulting in his aggressive filing of baseless lawsuits.

The State Bar of Arizona just declined our complaint and saw no problem with the attorney’s scam. That was not a surprise because we have found the Arizona Bar favors attorneys and looks for ways to deny complaints and consumer payment relief. The CFPB had us present the Haddad v. Alexander case law in our Bar appeal which is now in progress. If the Arizona Bar fails to open our attorney complaint, we have been assured by the Consumer Financial Protection Bureau (CFPB) that it will go to the United States DOJ.

Source: Sixth Circuit Broadens FDCPA Verification Requirements for Debt Collectors: Dykema
Last week, in Haddad v. Alexander, Zelmanski, Danner & Fioritto, PLLC, — F. 3d — (6th Cir. 2014),


House Bill 2221, which would change the way the State Bar of Arizona regulates attorneys, passed the state house last session but it did not pass the state senate because of the Bar’s opposition and heavy lobbyist efforts. This would eliminate the requirement for all attorneys to pay monies to this quasi-union. The argument was that the Bar charges too much for required classes used for discipline. The bill would end the “private club” of special treatment given to some attorneys who are never disciplined. This would eliminate the Bar’s grandstanding and taking political stances. We have been in conversation with our state lawmakers, and this bill will be presented again by lawmakers Anthony Kern and Eddie Farnsworth.

The Bar protects its own. Our troubles were caused by the attorney Scott E. Williams who aided a felon, Scott Green, defraud and abuse the elderly at SGRV. Williams voluntarily teaches at the State Bar and brags that the politicians and judges favor him because Williams is their elections attorney who helps them keep their jobs. Williams is Arizona’s leading evictions attorney for slumlords (handles 10% of all evictions filed) with over 100,000 evictions in 20 years. Scott E. Williams said he would get even if we filed a complaint, and he did with four baseless lawsuits against us. He has no worries because he has the State Bar and judges in his back pocket. In 2010, the Bar ignored his 20 violations of Rules of Professional Conduct and his three Criminal Actions.

So far out of the 66 SGRV elder abuse cases that we and our private detective, Jacob Mueller, have documented, two-thirds (44) abused elderly residents of SGRV have died with no justice, which includes killing our 93-year old aunt, Catherine Reinertson. Ms. Reinertson was forced to move because of SGRV’s landlord retaliation of: refusing to repair her broken air conditioning unit, refusing to renew her lease, scamming her out of $3,000 plus losing $4,000 in her apartment upgrades, and threatening her with jail. SGRV’s landlord retaliation against Ms. Reinertson and us was the result of our protecting our fair housing rights and the fair housing rights of others.

We have just received a decline from the Arizona Attorney General on our 06/05/2016 Elder Abuse and FDCPA violations complaint on 08/12/2016. The Arizona Attorney General states in his decline letter that our civil rights discrimination complaint did not violate discriminatory treatment because no violations were found for race, color, national origin, religion, sex, or disability. We are appealing that decision because the Arizona Attorney General has failed to consider the complete Civil Right Act (Public Law #90-284, 82 Stat. 73 – Discrimination #4) which makes it illegal to discriminate against any person fighting for theirs and/or the fair housing rights of others. That is exactly what SGRV and Scott E. Williams did with their threat to get even and their actions of four lawsuits against us if we filed a complaint.

SGRV’s and Scott E. Williams’s illegal activities were coercing, threatening, intimidating, and interfering with our fair housing rights because we fought for our fair housing rights and we aided other seniors to exercise their fair housing rights. SGRV’s and Williams’s criminal activities violated the Federal Fair Housing Act (1968 Civil Rights Act) which is enforced by U.S. Department of Housing and Urban Development (HUD). These fair housing rights violations are federal felonies with possible jail time. It was especially egregious since it included elder abuse and fraud. Our HUD complaint failed because Mr. Williams submitted forged documents to HUD and misled HUD into wrongfully closing our complaint. SGRV and Scott E. Williams continue to misuse the legal system as a vexatious litigation weapon because we filed complaints about criminal activities with HUD, the Arizona Attorney General, the Maricopa County Attorney, State of Arizona Bar, and Peoria Police. Under Attorney General Tom Horne, on 09/07/2011 Nancy Anger wrote in her two-sentence decline letter to us, “I find no evidence of criminal activity.” Yet only nine months later, we uncovered the fact that Scott Green, manager of SGRV, was a convicted 2005 Medicare Fraud felon and he was fired and reapprehended for parole violations.

We have already filed federal complaints to the US Department of Justice – Civil Rights Division in anticipation of the Arizona Attorney General’s failure to enforce the Civil Rights Law. Scott E. Williams should be held responsible for his illegal activities. Williams should be disbarred by the Arizona State Bar and jailed for his criminal activities.

HB 2221 is not a “Revenge Bill,” but it is a bill to “Eliminate the Good-O-Boy Club” protection racket.

Source: New “Andrew Thomas Revenge Bill” Aims to Gut State Bar of Arizona
Whether lawyers should be required to join and pay dues to the State Bar of Arizona is a fair subject for debate, certainly. But if anyone’s confused about whether a bill…


This is an in depth article published in the newspaper TOWNHALL on 07/05/2016 by reporter Rachel Alexander. Ms. Alexander reports that the State of Arizona Bar is one of the most corrupt state bars in the United States. She reports examples of unfair favoritism or punishments by the Arizona Bar’s paid Disciplinary Judge William O’Neil. Ms. Alexander reports that Governor Ducey was ready to sign HB 2221 if the Bar lobbyists had not blocked the bill from the state senate’s approval. The bill had already passed the house vote for law passage. It is time to end the “Good-Old-Boy” expensive and mandatory attorney quasi-union fees which fail both attorneys and the public. Specific examples of misguided Arizona State Bar decisions are:

Jeffrey Moffat – A California lawyer was disbarred in Arizona for allegedly asking for a nude picture of someone. This is a misdemeanor crime that was never proven in a trial and the incident occurred past the statute of limitations. The State Bar ignored Moffatt’s Rights of Due Process.
Ted Abrams – O’Neil just suspended his attorney/judge friend’s license for two years after verified problems of 28 sexual harassment voicemails and 85 text messages against a public defender. Ted Abrams is barred from being a judge, but he is about to be reinstated to a lawyer by the Arizona Bar.
Fred Ackel – This judge totally escaped any punishment when a woman on trial recorded his vulgar remarks. Ackel had six prior complaints of similar sexual misconduct, but he was not disciplined because of an “absence of a prior disciplinary record.”
Charna Johnson – Is an attorney who had sex with a client and spoke to the dead for her clients. She had been found guilty prior for similar wrongful conduct, but she was just suspended for one year.
Matthew Schuktz – admitted he had sex with a client and was only suspended for one year.
Robert Standage – This attorney did send sexual images and videos to a client when he was on probation for a previous incident. O’Neil just suspended Standage for two years.

The newspaper writer states that this abuse of equal treatment laws has to stop. We recommend to eliminate the Arizona State Bar’s draconian and favoritism rulings by making it a voluntary attorney quasi-union.

State bars across the country have become havens for the left in recent years, increasingly used to target conservative attorneys.


We requested an appeal of a decline of our Bar Complaint #16-1633 against Clint Goodman for FDCPA violations. We were referred to the Chief Bar Counsel Maret Vessella. The CFPB tells us Goodman failed to verify the debt and failed to properly notify us of a foreclosure lawsuit. We nearly lost our home to his scam. Goodman has a prior FDCPA violation judgment. We filed the bar complaint 5/18/2016, and it was declined on 07/27/2016. We are told it will take Ms. Vessella many weeks to make her decision just to open our Bar complaint. Ms. Vessella was hired in 2009, and is paid $175,000 a year.

We are concerned because LAWYER RATINGZ has Maret Vessella rated as POOR, with the following comments:
1. She drags out Bar complaints.
2. She sets attorney disciplines as light as possible.
3. She is accused of being a scuzzy operator.
4. She protects unethical and dishonest lawyers.
5. She is an enemy of the people.
6. She allows evil lawyer behavior to go on year after year.
7. That you should not expect much from her.

Our only salvation is the promise from the CFPB that it will refer this FDCPA violations Bar complaint to the Department of Justice if the Arizona Bar continues to do nothing. Maybe that is what is needed to clean up the Arizona State Bar by the feds.

The public needs to know how bad the Arizona State Bar is as reported by internet complaints. The Arizona State Bar has no need to improve service because it is a mandatory membership quasi-union for attorneys with no oversight. It is time to overhaul the State of Arizona Bar and make it more responsive. It is time to make membership optional in this attorney quasi-union as 18 other states have already done.



This article about the Pros and Cons of Mandatory and Voluntary State Bars was printed by the AMERICAN BAR ASSOCIATION, which is the national voluntary attorney association.

Bar associations focus on public service works, attorney discipline, and attorney information. Bar memberships started nearly 100 years ago with the goal to regulate the legal profession while providing legal service. Currently there are 32 states that have Mandatory (required membership) State Bars and 18 states that have Voluntary State Bars. The trend is towards Voluntary State Bars because it is reported that they are more responsive to both the attorneys and public.

Mandatory State Bars are looked at by many attorneys as a tax for a bureaucratic quasi-union which is detrimental to economic freedoms. It is argued that Mandatory State Bars have more money and perform more public works. Voluntary State Bars have less money, are more frugal, and are more responsive in order to retain attorney memberships. It is argued that the Voluntary State Bars are more efficient and are more accountable to their members and the public. The bottom line is money and which gives the most “bang for the buck.”

We believe the best choice is the Voluntary State Bar because more Mandatory Memberships create the opportunity of excesses and poor performances. The State Bar of Arizona’s income is nearly $15 million from dues and discipline costs. The State Bar of Arizona has the second highest annual dues at $490 a lawyer and has 25,000 dues paying members. This has led to excesses of: bloated salaries, a fancy-owned headquarters, and unnecessary programs. More importantly it has led to corruption of playing favorites because membership is required, it is unregulated, and it is feared as all powerful.

A Voluntary State Bar has the final result of keeping everyone honest by properly performing its functions in order to maintain membership. This Voluntary State Bar program would end: corruption, abuse of power, conflicts of interest, excessively high salaries, and favoritism.

It is our hope the HB 2221 is reintroduced next year at the state legislative session in order to end the Mandatory Arizona Bar. The Arizona Voluntary Bar would end another required tax to do business while increasing public benefits of a more honest and frugal method of attorney oversight.



Bar CEO: John Phelps – Salary: $225,000 a year
Bar General Counsel and Deputy Director: John Furlong – Salary: $175,000 a year
Judge: William O’Neil – Salary: approximately $175,000 a year
Chief Bar Counsel: Maret Vessella – Salary: $175,000 a year



The State Bar of New York is three times larger than the State Bar of Arizona with 75,000 members (Arizona has 25,000 members). The New York State Bar has 125 employees compared to the Arizona State Bar’s 100 employees. Its budget of $24 million is only 60% higher than Arizona Bar’s $15 million budget. It disciplines eight times more lawyers than the Arizona Bar per year. It has over 60 committees putting on conferences and seminars while the Arizona Bar has 12 public/lawyer activities.

The annual cost to be a member of the New York State Bar is a sliding scale, which is:
New Lawyer: Free
Two-year Lawyer: $125
Four-year Lawyer: $185
Six-years and more Lawyer: $275

The highest level of the yearly dues for a lawyer at the New York State Bar is much lower than the lawyer dues of $490, soon to jump to $690, at the State of Arizona Bar. That is a shocking 41% increase of dues at the Arizona State Bar which will make it the most expensive Bar in the nation.

The salaries of the State Bar of New York, according to their 2014 tax return, is much less that the Arizona Bar salaries, which are:
Executive Director – David R. Watson: $107,770
Associate Director – Jean Nelson: $136,818
General Counsel – Kathy Baxter: $128,320
The State Bar of New York is located in five 19th Century row houses linked having 37,000 square feet of office space. The Arizona Bar is located in a fancy newly owned $8.4 million building that has 68,000 square feet of lavish office space (nicknamed: “Splurge Mahal.”)

The Voluntary Membership Bar in New York is much more frugal than the Mandatory Membership Bar in Arizona. The New York State Bar is a model of success that many state bars emulate across the nation. The Mandatory Membership Bar in Arizona receives many complaints. One of the severest COMPLAINTS was posted to internet site RIPOFF REVIEW on 05/18/2010 which states:

“State Bar of Arizona fails to protect consumers, shields criminal attorney conduct, and ignores consumer complaints.” “I suggest you guys spend less money on color magazine, plush-fancy offices and lavish conferences at five star resorts and more money and time on hiring the necessary staff to quickly discipline and remove every single bad attorney. That is your first job and responsibility.”

It is interesting that the Arizona Bar did not respond to the RIPOFF REVIEW complaint made over six years ago. It is time for the Arizona lawmakers to pass HB 2221 and fix the State of Arizona Bar by making it a Voluntary Membership Attorney Organization. The Arizona Bar RETALIATES with special Bar investigations against lawyers and Bar complaint declines to the public who want a Voluntary Bar. Please read this shocking article how the Bar keeps control by being a bully and breaking the law. This is posted on the internet at:

It is time for Arizona leaders and lawmakers to require the Arizona Attorney General to follow the whole 1968 Civil Rights Law and not just enforce parts of the law. It is time for the Arizona leaders and lawmakers to change the State Bar of Arizona to a Voluntary Membership that does not show favoritism to friends of the Bar.

Source: NYSBA | Vital Statistics



William “Bill” Mundell failed as career Arizona politician. Since 1980 he has been judge, lawmaker, and a member of two state agencies. He was fired in February 2015 from his last job as the head of the Registrar of Contractors (ROC). Governor Ducey fired William “Bill” Mundell during his first month as the Arizona Governor for incompetence based homeowner complaints and a state audit of the ROC.

The Arizona auditor, Debbie Davenport, reported in 2013 that the ROC record-keeping was a mess with 20% of its records were missing or duplicated plus 40,000 ROC records had inaccurate information. The damning state audit reported that through Mundell’s ROC leaderships that he failed to provide the protection for homeowners from bad contractors that they were entitled by the law. Specifically, the auditor stated the ROC failed to properly investigate homeowner complaints and many were wrongly closed. The state audit reported that the ROC failed timely investigate homeowner complaints which caused the delayed state contractor recovery trust reimbursements and more undue homeowner financial hardships. Lastly, the state audit reported that the ROC failed to keep up in communication with the homeowners which resulted in bad contractors never resolving their construction problems or failing to pay the required homeowner reimbursements. This can be verified by the state report posted online at:

We suffered over $100,000 in damages from a bad contractor. We filed a ROC complaint in January 2014 listing over 60 construction problems and violations to building codes. The ROC closed our complaint after six months stating that: “We failed to allow the contractor to repair the problems.” That was untrue because we required our bad contractor to repair the substandard work under the guidance of our new contractor. But that was refused by our old bad contractor. We thought that was fair because we had been physically threatened with harm and our house had been sabotaged with a crimped waterline.

However, the ROC failed to follow the law. The ROC did not even penalize our bad contractor who was not properly licensed since he failed to have the required qualified party (state licensed contractor) at the time he was hired. All communications to the ROC’s Bill Mundell were ignored. We complained that we were under attack with cut electrical lines, poisoned trees, and slashed tires but Mundell did nothing. The court approved Injunctions Against Harassment to protect us from the bad contractor and his worker. We won a $3,800 lawsuit against us filed by the bad contractor even after we had paid nearly $14,000 for substandard work. We have discovered that our bad contractor story was not the only story because many homeowners were harmed by Mundell’s ROC and they also got no help from the ROC. Sadly, those bad contractors were allowed to stay in business and hurt more Arizona homeowners with bad home repair work because the ROC did nothing to stop their criminal activities.

William “Bill” Mundell failed at the ROC as documented by a state audit plus many complaints from homeowners. Mundell should not be elected to the Arizona Corporation Commission.